Supplier Payout & Compliance Notice

This Notice explains how ItemFort handles supplier payables, payout providers, tax information, fraud review, sanctions screening, restricted jurisdictions, and compliance controls.

1. No Buyer Wallet or Money Transmission Service

ItemFort does not provide buyer wallets, deposits, stored-value accounts, money transmission, remittance, crypto services, escrow accounts, or user-to-user payment services.

2. Supplier Payout Providers

ItemFort may process supplier payouts through third-party payout providers, including Tipalti and Payoneer.

Payout providers may require suppliers to submit information, tax documentation, identity details, payout account details, or additional verification. Provider requirements may vary by country, currency, payout method, and risk profile.

ItemFort does not guarantee that every payout method is available in every country.

3. Minimum Payout

The minimum supplier payout request amount is USD $20, unless a higher or lower amount is displayed due to provider rules, fees, currency, jurisdiction, or operational requirements.

4. Hold Periods

Supplier payables are subject to risk-based hold periods.

ItemFort may adjust hold periods based on trust level, prior history, transaction risk, item risk, provider requirements, payment risk, Steam risk, or compliance concerns.

5. Information Collection

ItemFort or its providers may request:

• full legal name;
• date of birth;
• country and address;
• email address;
• tax identification information;
• W-9, W-8BEN, W-8BEN-E, or other tax forms;
• payout account details;
• business information if applicable;
• identity verification if required by provider, law, or risk review.

At launch, ItemFort may primarily collect personal and tax information needed for supplier payout setup. Additional identity verification may be required later through Tipalti, Payoneer, or another provider if required.

6. Sanctions and Restricted Countries

ItemFort may block or restrict access from sanctioned or high-risk jurisdictions.

Restricted jurisdictions may include, without limitation, countries, territories, persons, entities, or regions subject to U.S., EU, UK, UN, or other applicable sanctions, including Cuba, Iran, North Korea, Syria, Crimea, Donetsk, Luhansk, and other restricted regions as updated from time to time.

ItemFort may also restrict countries based on payment processor, payout provider, tax, fraud, legal, or operational requirements.

7. Transaction Monitoring

ItemFort may monitor activity for fraud, sanctions, money laundering, stolen items, payment abuse, chargeback risk, suspicious supplier activity, unusual trading patterns, and platform abuse.

Examples of activity that may trigger review include:

• high-value sales;
• rapid item transfers;
• unusual payout requests;
• multiple accounts;
• mismatched countries, devices, IP addresses, payment details, or payout details;
• suspected stolen or hacked items;
• chargebacks linked to related accounts;
• attempts to convert payment activity into supplier payouts;
• use of ItemFort as a value-transfer or cash-out mechanism.

8. Holds, Freezes, and Rejected Payouts

ItemFort may delay, freeze, reject, reverse, or withhold supplier payables where reasonably necessary to address:

• suspected fraud;
• stolen or unauthorized items;
• chargebacks or payment disputes;
• sanctions screening;
• legal requests;
• incorrect payout details;
• missing tax information;
• provider requirements;
• suspicious activity;
• breach of ItemFort policies;
• Steam or publisher issues.

ItemFort will maintain holds only as long as reasonably necessary, subject to legal, provider, and risk requirements.

9. Reporting and Cooperation

ItemFort may report suspicious, fraudulent, illegal, or prohibited activity to payment processors, payout providers, fraud prevention services, law enforcement, regulators, or other appropriate parties where required or permitted by law.

ItemFort may not be able to disclose details of compliance reviews where disclosure would compromise security, legal obligations, fraud prevention, or regulatory requirements.

10. Contact